West Harbor Apartments
Resident Qualification Criteria
May 2023
Rental History: 12 months valid, verifiable rental history
Valid rental history is a written lease or month-to-month agreement.
If rental history is less than 12 months then a last month rent deposit -OR- cosigner may be requested, recommendation will be dependant on credit history, level of income and length of employment.
Credit History: At least 4 accounts established for 1 year in good standing
If derogatory credit history is in excess of $200 a last month rent deposit may be requested -OR- cosigner may be requested, recommendation will be dependant on level of income and length of rental history.
Employment: 12 months with current employer or previous employment in same field of work
If moving from out-of-state then tenant to provide job offer from new employer and an increased deposit –OR- cosigner may be requested, recommendation will be dependent on level of income and length of rental history.
Income: Houshold 3 times the rental amount (only garnishable income considered) If income is less than 3 times the rental amount then an increased deposit -OR- cosigner may be requested, Recommendation will be dependant on level of income, length of rental history and credit history.
SECTION 8 APPLICANT CRITERIA:
All Section 8 applicants are required to meet the same criteria as stated above, with the exception that the applicant only needs to meet income requirements for their portion of the rent. Recommendations will be made following the above set standards, and will include the following notice:
This recommendation is based on the standard for this Community. The applicant should verify with their own specific Section 8 requirements to determine eligibility for residency at this community.
INTERNATIONAL STUDENTS AND APPLICANTS THAT ARE NEW TO THE COUNTRY:
International students will be required to pay a First and Increased Deposit. Proof of current college or university enrollment or current student visa will be required for valid verification.
Applicants that are new to the country will be required to pay a First and Increased Deposit. Proof of income source or new job will be required.
COSIGNER RENTAL CRITERIA:
A cosigner will be APPROVED if all the qualification below is met, if the cosigner does not meet any 1 of the following criteria then the cosigner will not qualify.
RENTAL HISTORY: 1 year of valid and verifiable rental or mortgage history with no late payments
CREDIT HISTORY: At least 4 accounts in good standing with less than $100 in derogatory accounts
EMPLOYMENT: 12 months with current employer or previous employment in same field of work
INCOME: 4 times the rental amount of the unit in verifiable, garnishable income
GROUNDS FOR DENIAL WILL RESULT FROM THE FOLLOWING ON ALL APPLICANTS:
Verified eviction showing on credit report or confirmed with landlord.
Rental collection verified on credit report
Balance owing to landlord
Extreme negative and adverse rental history, e.g.…documented complaints and/or damages, multiple late payments or 72 hour notices to pay or vacate with statement by landlord of “WOULD NOT RE-RENT”
Unverifiable social security number
Falsification of rental application
Breaking lease agreement that will result in collection filing
Verified name and date of birth match of criminal conviction as follows:
Murder (1st and 2nd degree)
Kidnapping (All counts)
Manslaughter (1st degree)
Theft (1st & 2nd degree)
Assault 1st, 2nd & 3rd degree)
Burglary (1st, 2nd degree & vehicle prowling 1st degree)
Robbery (1st & 2nd degree)
Malicious Mischief (1st degree)
Rape (All counts)
Arson (1st, 2nd degree & Reckless Burning 1st degree)
Rape of a child (All counts)
Possession with intent to Deliver (All counts)
Child molestation (All counts)
Delivery or Sale (All counts)
A criminal records search will be performed for felony and misdemeanor offenses. All felony and misdemeanor offenses must be disclosed on the rental application.